DISCLAIMER

Legal Disclaimer for Mortgage Calculators.

The purpose of the mortgage calculators provided on this website, operated by [Company Name], is purely educational and is offered as a tool to help users gain a general understanding of how banks may use amortization tables to make decisions related to mortgage loans, refinancing, and other financial situations involving amortization formulas.

These calculators are for informational purposes only and should not be used as the sole basis for making significant financial decisions. The results provided by these tools are approximate and are based on the information and default parameters entered by the user. It is important to note that each bank may apply different variables and criteria in their calculations, which can result in significant differences in the final terms and conditions of any offered financial product.

Therefore, [Juan Carlos Carrera Pena Prof. Corp.] and Juan Carlos Carrera assume no responsibility for any decision or action taken by the user based on the information provided by these calculators. It is strongly recommended that before making any financial decision involving a significant amount of time and money, users consult with a licensed banker or financial advisor to obtain personalized and specific advice tailored to their particular situation.

By using these calculators, the user acknowledges and agrees that [Juan Carlos Carrera Pena Prof. Corp.] and Juan Carlos Carrera will not be held responsible for any direct or indirect consequences arising from the use of these tools and reliance on the provided results.